A few weeks ago, we told you about how to stay safe while doing your online holiday shopping. So, hopefully, you’re sitting on your couch with a hot cocoa and quickly crossing items off of your holiday list. However, what if we told you that the lines at retailers could be a bit shorter this year?
Okay, it’s not all good news: the lines are probably going to be shorter because of all of the data breaches that have taken place at major retailers in the last year. According to a report from CreditCards.com, half of all debit and credit card holders say they will avoid retailers that suffered data breaches last year – including Target, Home Depot, and Neiman Marcus. The report further indicates that high-income shoppers and women are less likely to avoid these retailers.
If you’re among those who choose not to avoid these retailers, or the local mall, you can still protect your information, just be sure to stay safe by following these tips:
- Pay cash at your favorite retailers; eliminating any chance for any credit or personal information to be catalogued.
- Use your credit card versus your debit card; credit cards usually have stronger levels of fraud protection
- Keep your social security Number at home and never share the number with anyone unless absolutely necessary
- Limit purchases to what you can carry; if you overload yourself with purchases you present an easy target for thieves
- Stay aware of your surroundings; keep purses closed, and wallets close to your person, reducing opportunities for pickpockets
- Hide any purchases that are kept in your car, or home, from prospective thieves
Interested in learning more? Be sure to check out our complete list of holiday shopping tips we recently shared with the Better Business Bureau.
And remember, IdentityForce is here to provide you with an extra layer of protection; monitoring your accounts and alerting you to abnormalities before the damage is done. With IdentityForce, you can feel confident that your identity is protected this holiday season.
Cropped image courtesy of Flickr user FaceMePLS.